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Services

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About Services

We can help you find the right loan for you, and advice to help you save heaps, always acting in your best interest.

It’s simple mortgage broking paired with a personal finance strategy. The two most important things you need to achieve financial success.

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Mortgage Broking

  • Access a wide range of lenders
  • Secure a good interest rate.
  • Get a loan structure that works for you
  • Pay less on your home loan
  • Pay your home off a lot sooner

Personal Finance Strategy

  • Tips to reduce your mortgage repayments
  • Pay your loan off faster
  • Own your home a lot sooner
  • Maximize your current financial position

What’s In It For You?

Why not explore some of the other great tools available using our market technology to support you on your home buying or refinance journey.

Borrowing Power

Understand how much home, not just loan, you can actually afford.

Property Reports

Get valuable property or suburb insights before buying or refinancing.

Credit Score & Report

Better understand, monitor leverage, and protect your credit profile.

Frequently ask question

Just find your answers below
  • 1. I’m paying off my mortgage already, isn’t that enough?

    You are off to a good start, making your mortgage repayments on time is essential, however, that’s exactly what the bank wants you to do, spend the rest of your life paying them, but I am sure you would love to own your home a lot sooner. Here is a surprise, we have worked out a way to save you heaps while you pay off your home loan a lot faster. If you would like to know more, keep reading.

  • 2. Can’t I just refinance?

    Refinancing can help you get out of loyalty tax and lower your interest rate,this helps lower your repayments and you can even consolidate some debts. However, it is just the first step to achieve your financial goals such as reducing your tax burden, buying investment properties or saving for retirement, retiring debt or building equity. Our ideal clients want strategies that will help reduce their mortgage repayments and pay off the debt. Refinancing works well as a tool that can be used in a holistic investment strategy that addresses paying down your mortgage faster, saving on tax, generating cash flow and building wealth for the future.

  • 3. Can I really pay off my mortgage a lot faster?

    You certainly can and it is easier than you would expect.

  • 4. Is property a good investment?

    Property is a good investment vehicle; however it depends on who you ask. It helps in multiple ways to advance your financial position. This can include tax savings through depreciation and investment loan interest, strong property market growth over time Australia-wide and the asset generating cash flow from tenants.

  • 5. What is equity?

    Equity is the value of an asset minus any liabilities or debts owed against that asset. In the context of real estate, the equity you own in a person is the difference between the value of the property and the loan against it. For example, if a property is worth $600,000 and has a mortgage balance of $400,000, then your equity in the property would be $200,000. Equity can be built up over time through a combination of paying down the mortgage, increasing the value of the property and market appreciation.

  • 6. What does it cost?

    If you paid $100 to save $2000, how much did it actually cost? If you answered $100, I don’t blame you. The correct answer is your savings paid for it, several times over. It’s hard to not save when we employ all of our expertise and experience to help you get better outcomes. After the complimentary consultation we choose clients who we want to have long-term relationships with, we call them our ideal clients as we help them build a strong investment property portfolio that provides a life of financial freedom.

  • 7. Am I going to be “sold to”?

    No. Our initial call is a consultation call to see if we are able to actually help you with your financial situation and see if we may be a good fit for you before we discuss what the possible next steps may be.

    We can’t help everyone and it’s important that both us and our clients have a clear path for success for a long-term relationship.

  • 8. What ongoing support and guidance is there?

    Our team helps to hold your hand through the entire process so you are educated, kept informed and guided through the process.

    We also offer some exclusive opportunities from time to time to our ideal clients and assist with budgeting, tax optimisation and support along the way.

  • 9. I don’t own a property, can you help me?

    Yes. Our typical clients use the equity in their house for investment opportunities, but some people have enough in savings to use instead. Some people choose rentvesting where they choose to rent the property they live in and own investment properties. We can use the same strategies and the same benefits for this.

    There are also opportunities to purchase investment property using a self-managed superannuation fund under the guidance of a licensed financial planner which can supercharge your superannuation growth and grow wealth for retirement.

  • 10. How do I get started?

    It's simple, fill in. the contact form and we will get in touch to discuss your situation and help you along your journey to financial freedom.

    The Real Reason You Won't Reach Financial Freedom...

    Are you tired of feeling like a prisoner in your own life?

    Working tirelessly day in and day out, but never able to break free from the shackles of financial burden?

    The constant stress and anxiety of never being able to get ahead, with interest rates and living costs rising higher and higher, is suffocating.

    But here’s the harsh truth: you’ll never reach financial freedom if you continue down this path.

    You were never taught the proper strategies to pay off your mortgage quickly or how to invest wisely. The big banks are more than happy to keep you in debt for 30 years, collecting all the interest they can, while you struggle to make ends meet.

    You’ve been led to believe that simply owning a home will solve all your problems, but that’s far from the truth. Your income is still tied to your job, you’re losing a significant chunk of your earnings to taxes, and you have nothing set aside for your retirement or your children’s future.

Financial Disclaimer: Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk. Due to various factors, including changing market conditions, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this website serves as the receipt of, or as a substitute for, personalized investment advice from Borrower First. Please consult our financial experts for more information.