Refinance Your Home Loan
At Lower Rates Now

Refinance Your Home Loan
At Lower Rates Now

Borrower First

The best interest rate is just the start. We make you feel special.

Experienced Mortgage Brokers and refinance strategists who put you first.

 

We believe there’s a better way to refinance than a purely commission-driven model, and we work hard to prove it by getting the best rates for you (and not the lender).

More than your hard-earned money, we also save you the stress and time you’d have to put in to negotiate a good deal.

We understand what you don’t know, and we’ll make sure you know all about managing your money by the end of our conversation.

With Borrower First, you’ll reduce your repayments, pay off your loan sooner, and be supported by an experienced professional who cares about the things that matter to you.

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Lenders
From major banks
to wholesale funders.
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Years
Experience of qualified
professionals who care
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Homes

Refinanced in Sydney, Melbourne, Brisbane, Canberra and across Australia. Home, Investment, SMSF, we’ve seen it all.

Why Refinance?

save-more-money

You Save More.

We negotiate wholesale interest rates to help you save more money.

get-,more

You Get More.

We'll help you get more out of your long-term investment.

more-to-spend

You Spend More.

The savings and benefits you gain allow you to spend more on the things that matter to you.

own-more

You Own More.

Save years of repayments and own your property sooner.

You
Come
First

It’s never a one-time thing with us. We stick with you, help you keep your interest payments to the minimum year-over-year with the leading market benefits.

Step 1

Lender Hunting

We find the right lender for your loan needs.

Step 2

Loan Negotiation

We negotiate the right interest rates and offer flexible plans to incur a minimal repayable debt.

Step 3

Loan Processing

We work towards getting you your desired capital in time and help you take care of the paperwork.

Step 4

Yearly Repositioning

We reevaluate your position annually and revamp your refinance strategy for maximum benefits.

Borrowers we've helped to
Save

Sanford and Soniya saved over $100,000 in their repayments after refinancing their home loan

They were paying interest of above 3%. With Borrower First, they had to pay less than 1%. Soniya agreed that while working with mortgage brokers only offered different mortgage options, having a personal refinance strategist helped them understand their personal needs and know how secure their future was. Saved from the hidden trailing commissions, they could pay their home loan before retirement without any major cutbacks in their lifestyle.
“Kiran’s a really good person to work with. He would really sort your finances out. And I think getting an interest rate of less than 1% is any borrower’s dream.”

Kerren Saved 5 Years & $18,000/yr

While Kerren wanted to own an investment property, she had three other loans that were set interest only for almost 5 years. So the first change we made is to help her move to principal + interest loans.

With financial security and a good mortgage buffer for emergencies, both of her properties became self-sufficient. With the whole package of refinancing investment and home loans for great interest rates, she saved $18000 in the first year itself, which translated to massive savings over the years.

“I hated having to refinance over and over, and with Borrower First, I’m glad my search was over.”

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Kerren Saved 5 Years & $18,000/yr

While Kerren wanted to own an investment property, she had three other loans that were set interest only for almost 5 years. So the first change we made is to help her move to principal + interest loans.

With financial security and a good mortgage buffer for emergencies, both of her properties became self-sufficient. With the whole package of refinancing investment and home loans for great interest rates, she saved $18000 in the first year itself, which translated to massive savings over the years.

“I hated having to refinance over and over, and with Borrower First, I’m glad my search was over.”

Here’s one of our clients, Sanford and Soniya, who saved over $100,000 in their repayments after refinancing their home loan.

They were paying interest of above 3%. With Borrower First, they had to pay less than 1%. Soniya agreed that while working with mortgage brokers only offered different mortgage options, having a personal refinance strategist helped them understand their personal needs and know how secure their future was. Saved from the hidden trailing commissions, they could pay their home loan before retirement without any major cutbacks in their lifestyle.
“Kiran’s a really good person to work with. He would really sort your finances out. And I think getting an interest rate of less than 1% is any borrower’s dream.”

Save Time &
Money On Your
Loans

Avg. Repayment Time Saved Per $100,000 = 4 Years*

3.39%*

Variable Home Loan Rate

3.49%*

Comparison Rate

3.39%*

Variable Investment Rate

3.49%*

Comparison Rate
$
%
$
$
%
$
Money Saved
$
Time Saved
Years, Months
Pay Off
0
Years
Money Saved
$
Interest on Loan
$
Loan Amount
$

Your
Options
First

How
We Put YOU The
Borrower
FIRST?

finance-strategy

A Personal
Finance Strategy

more-options

More Options
and Exclusive Rates

finance secrets

Finance Secrets to Pay
Off Your Loan Sooner

Want to know why you should refinance your Mortgage

This book takes you through the process of refinancing and explains what refinancing really means so you have a head start in the conversation.

Talk To A Mortgage
Broker Who Puts Your
Interests FIRST

borrower-first-refinance-your-mortgage